住房公积金管理条例

第十五条 单位录用职工的，应当自录用之日起30日内向住房公积金管理中心办理缴存登记，并办理职工住房公积金账户的设立或者转移手续。

单位与职工终止劳动关系的，单位应当自劳动关系终止之日起30日内向住房公积金管理中心办理变更登记，并办理职工住房公积金账户转移或者封存手续。

第十六条　职工住房公积金的月缴存额为职工本人上一年度月平均工资乘以职工住房公积金缴存比例。

单位为职工缴存的住房公积金的月缴存额为职工本人上一年度月平均工资乘以单位住房公积金缴存比例。

第十八条　职工和单位住房公积金的缴存比例均不得低于职工上一年度月平均工资的5%；有条件的城市，可以适当提高缴存比例。

Regulation on the Administration of Housing Accumulation Funds

Article 15 When employing new workers or staff, the units shall undertake housing provident fund payment and deposit registration at a housing provident fund management center within 30 days from the date of the employment, and shall go through the formalities of opening or transferring housing provident fund accounts of staff and workers at a commissioned bank with the verified documents of the housing provident fund management center.

Article 16 The monthly amount of housing provident fund to be paid and deposited by an individual staff member or worker shall be the product of his or her average monthly salary of the previous year multiplied by the payment and deposit rate of the housing provident fund of staff and workers.

The monthly amount of housing provident fund to be paid and deposited by a unit for its workers and staff shall be the product of their average monthly salaries of the previous year multiplied by the payment and deposit rate of the housing provident fund of the unit.

Article 18 The payment and deposit rates for housing provident fund of both workers and staff and units shall not be less than 5% of the average monthly salary of an individual staff member or worker in the previous year; in cities where conditions permit, the payment and deposit rate may be raised appropriately.